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General Disclaimer

The content made available on this mobile application (‘Mobile App’) is provided for information purposes only and not intended in any way as an offer or solicitation for the purchase or sale of any financial instrument and should not be relied upon as an investment recommendation. First Capital Holdings PLC and its affiliates make no representations or warranties as to the accuracy, completeness or timeliness of the information. The information is not intended to provide legal, tax or accounting advice. Not all services advertised on this Mobile App are available to residents of all countries. This Mobile App and the services advertised are not intended for use by persons where such use would be considered a violation of local and international laws or regulations.

Any tabs directed to extraneous data, data feeds, interactive trading platforms, calculators and other such tabs are solely at the risk of the user as to access and validity and First Capital Holdings PLC and its affiliates make no warranties either to the user’s access or to the accuracy, completeness or timeliness of the information resulting from such links.

Specimen documents for client registration on the Mobile App are strictly for information only and are not to be used in the registration process by a user/client. A specific mandate document should be obtained for such purposes from First Capital Holdings PLC and its affiliates or a representative and completed under advice.

Self-Directed Investors

This Mobile App offers information to self-directed investors to evaluate investment options based on their own needs and circumstances. The criteria entered into ‘calculators’ provided or analysis derived from information available on this Mobile App is at the sole discretion of the user. Any information obtained should not be considered an offer to buy or sell, a solicitation of an offer to buy, or a recommendation for any financial instrument. Requests for information will be considered as unsolicited and shall neither constitute, nor be considered as investment advice by First Capital Holdings PLC or its affiliates.

Risk Disclosure

Please undertake research and study before trading or investing and carefully consider whether trading or investment aligns well with your own financial position, investment objectives and risk tolerance. Be sure to review your decisions periodically to make sure they are still consistent with your goals. You are advised to seek independent financial and professional advice before you trade or invest.

Featured First Capital Funds/Unit Trusts

Before investing, consider the funds’ investment objectives, risks, charges, and expenses. Please contact First Capital Asset Management Limited for an explanatory memorandum containing this information and ensure you read it carefully.

Neither diversification nor asset allocation ensures a profit or provides a guarantee against loss. Past performance is no guarantee of future results.


Fixed Income

In general, bond markets can be volatile. Fixed income securities carry interest rate risk, with bond prices usually falling when interest rates rise and vice versa. This effect is usually more pronounced for longer-term securities. Fixed income securities also carry inflation risk, liquidity risk, call risk, credit risk and default risks for both issuers and counterparties. High yield/non-investment grade bonds involve greater price volatility and risk of default than investment grade bonds.

Share Trading

The prices of shares fluctuate in the secondary market. As share prices rise and fall, it is as likely that losses may be incurred as well as profits realised as a result of buying and selling such securities.

Equity Research is provided for informational purposes only and does not constitute advice or guidance, nor is it an endorsement or recommendation of any particular security or trading strategy.

Legal & Tax Advice Disclaimer

We do not offer legal or tax advice. Information contained within this Mobile App, our publications, our client communications, and oral communications are not, nor intended to be, legal or tax advice. We make no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contained on this Mobile App or any sites linked to this Mobile App. We advise you to contact First Capital Holdings PLC for the latest and accurate details.

Privacy Policy

When you register yourself online via this Mobile App, we may collect and hold certain information about you, either directly or indirectly. Such may include your name, contact information including your email address and mobile number. The information collected about you is used for internal record keeping purposes, to improve our products and services, to improve the quality of the service we provide to you, to contact you for market research purposes if required and to customize the Mobile App according to your interests.

You acknowledge that we may disclose and transfer any information that you provide through this Mobile App to the First Capital Group or its owners, agents and employees and to help us meet our obligations under the law.

The security of your personal information is important to us. Whilst we will take all reasonable efforts and strive to use commercially acceptable means to protect your personal information, we are unable to guarantee its absolute security.

We may change our Privacy Policy from time to time. If you believe that personal information we hold about you is incorrect, incomplete or inaccurate, then you may request amendment of it. Please note that this Privacy Policy does not extend to third party sites/mobile apps linked to this Mobile App.

Legal Jurisdiction

The laws of Sri Lanka shall govern your use of this Mobile App and you hereby agree to submit to the exclusive jurisdiction of the Sri Lankan courts.