01. General Disclaimer

The content made available on this site is provided for information purposes only and not intended in any way as an offer or solicitation for the purchase or sale of any financial instrument and should not be relied upon as an investment recommendation. First Capital Holdings PLC and its affiliates make no representations or warranties as to the accuracy, completeness or timeliness of the information. The information is not intended to provide legal, tax or accounting advice. Not all services advertised on this site are available to residents of all countries. This site and the services advertised are not intended for use by persons where such use would be considered a violation of local and international laws or regulations.

Any links to extraneous data, data feeds, interactive trading platforms, calculators and other such links are solely at the risk of the user as to access and validity and First Capital Holdings PLC and its affiliates make no warranties either to the user’s access or to the accuracy, completeness or timeliness of the information resulting from such links.

Specimen documents for client registration on the website are strictly for information only and are not to be used in the registration process by a user/client. A specific mandate document should be obtained for such purposes from First Capital Holdings PLC and its affiliates or a representative
and completed under advice.

Solicited and unsolicited responses to vacancies at First Capital Holdings PLC and its affiliates will be subject to the established screening and recruitment processes and standards applicable at the time.

Self-Directed Investors

This site offers information to self-directed investors to evaluate investment options based on their own needs and circumstances. The criteria entered into ‘calculators’ provided or analysis derived from information available on this site is at the sole discretion of the user. Any information obtained should not be considered an offer to buy or sell, a solicitation of an offer to buy, or a recommendation for any financial instrument. Requests for information will be considered as unsolicited and shall neither constitute, nor be considered as investment advice by First Capital Holdings PLC or its affiliates.

Risk Disclosure

Please undertake research and study before trading or investing and carefully consider whether trading or investment aligns well with your own financial position, investment objectives and risk tolerance. Be sure to review your decisions periodically to make sure they are still consistent with your goals. You are advised to seek independent financial and professional advice before you trade or invest.

Featured First Capital Funds/Unit Trusts

Before investing, consider the funds’ investment objectives, risks, charges, and expenses. Please contact First Capital Asset Management Limited for an explanatory memorandum containing this information and ensure you read it carefully.

Neither diversification nor asset allocation ensures a profit or provides a guarantee against loss. Past performance is no guarantee of future results.

Fixed Income

In general, bond markets can be volatile. Fixed income securities carry interest rate risk, with bond prices usually falling when interest rates rise and vice versa. This effect is usually more pronounced for longer-term securities. Fixed income securities also carry inflation risk, liquidity risk, call risk, credit risk and default risks for both issuers and counterparties. High yield/non-investment grade bonds involve greater price volatility and risk of default than investment grade bonds.

Share Trading

The prices of shares fluctuate in the secondary market. As share prices rise and fall, it is as likely that losses may be incurred as well as profits realised as a result of buying and selling such securities.

Equity Research is provided for informational purposes only and does not constitute advice or guidance, nor is it an endorsement or recommendation of any particular security or trading strategy.

Summarized Explanatory Memoranda and Prospectus

Our website may provide summarized details of featured funds or summary prospectus pertaining to offerings of securities. Summarized versions must necessarily be read in conjunction with the complete explanatory memorandum/prospectus.

Legal & Tax Advice Disclaimer

We do not offer legal or tax advice. Information contained within this website, our publications, our client communications, and oral communications are not, nor intended to be, legal or tax advice. We make no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contained on this website or any sites linked to this site.